If you’re thinking about moving to San Miguel de Allende and considering buying a home, it’s important to be aware of several key factors. Based on my clients’ experiences and recommendations, I’ve compiled a list of the top 10 things you should consider. These insights will help you navigate the local real estate market and make informed decisions as you plan your move.

1. Visit Multiple Times and Seasons: Spend time in San Miguel during different times of the year and in various neighborhoods (colonias) to understand the climate, neighborhood vibe, and seasonal changes. By visiting multiple times, you can make a better decision about living there permanently.
2. Rent Before Buying: Consider renting a property for at least six months to experience the area and lifestyle. This approach helps you ensure that San Miguel is the right fit for you before you commit to a purchase.
3. Understand the Market Dynamics: While the inventory of properties is significant, this situation can lead to better negotiation opportunities instead of a drastic drop in prices. Prepare for a market where sellers may be more willing to negotiate.
4. Cash Purchases: Understand that buying property in San Miguel often requires you to pay in cash since mortgages are not as readily available or favorable as in other countries.
5. Climate-Suitable Housing: Ensure the property is designed with the local climate in mind. Look for features that keep the house cool during hot months and warm during colder periods. Prioritize energy efficiency.
6. Noise and Local Environment: You might have heard that Mexico is loud. While this can be true in certain situations, it is not a rule. Each neighborhood has unique characteristics, so consider what you are willing to live with. Prepare for the local environment, including noise from traffic, neighbors, and animals. Generally, the further you are from Centro, the less noise you will experience.
7. Location Matters: Pay attention to amenities, walkability, and the neighborhood’s overall atmosphere. For example, some people enjoy the amenities of gated communities and don’t mind the occasional drive to Centro, while others prefer proximity to local stores, restaurants, and markets.
8. Real Estate Agent Communication: Find a reliable agent with strong communication skills. Clearly express your budget, desired features, lifestyle, and whether you plan to have a car. A good real estate agent will provide valuable insights and up-to-date listings tailored to your needs.
9. Adaptability and Attitude: Your success in moving to San Miguel relies on your adaptability and positive attitude towards change. Embrace the local culture and stay open to new experiences to enhance your transition.
10. Follow Your Instincts: After you research and consider practical factors, trust your instincts when you find the right property. Sometimes, you might discover a perfect home right away.